ACA Open Enrollment Begins: Key Dates to Keep in Mind

Health coverage is an essential part of protecting your wellbeing, and the Affordable Care Act (ACA) open enrollment is the perfect opportunity to secure or update your health plan. Navigating insurance can feel overwhelming, but understanding the key dates can simplify the process and ensure you don’t miss out on crucial coverage.

Key Dates to Remember

• November 1, 2025: The first day to enroll, renew, or change your plan for 2026.
• December 15, 2025: Deadline for coverage starting January 1, 2026.
• January 15, 2026: The final day of open enrollment. Plans selected now will begin on February 1, 2026.

After January 15, changes to your plan can only be made if you qualify for a Special Enrollment Period due to a major life event like marriage, birth, or loss of coverage.

If you already have a plan, take this opportunity to review it and compare your options carefully, considering potential medical needs and your budget for the coming year. This enrollment window is limited, so preparation is key to avoiding coverage gaps.

Making informed choices now can lead to peace of mind throughout the year. If you need help or personalized assistance, don't hesitate to reach out.