Make the Most of Your Benefits Before 2026 Ends

As the year draws to a close, it's easy to get caught up in the hustle and bustle of the holiday season. With so much going on, important health and financial benefits can slip your mind, especially when you're feeling overwhelmed or unsure of the next steps. Now is the perfect time to focus on those benefits and ensure you don't miss out on valuable coverage and savings!

Check Your Deductible Status

Have you met your health insurance deductible this year? If so, this could be the best time to schedule check-ups, procedures, or follow-up appointments before your deductible resets.

Use Your Flexible Spending Account Funds

Remember that FSAs operate on a “use it or lose it” basis. Spend down your balance on eligible expenses before December 31st, unless your plan offers a rollover or grace period.

Refill Prescriptions

If you've already met your deductible or out-of-pocket max, consider refilling recurring medications now to maximize your benefits.

Book Dental or Vision Appointments

Make the most of any remaining dental or vision benefits by booking appointments as soon as possible. If no appointments are available, ask about cancellation lists.

Max Out Health Savings Account Contributions

Don't forget, HSA contributions can continue through the end of the year. Take advantage of the triple tax benefits by contributing more if you can.

Contact Your Plan Administrator or Benefits Advisor

If you're unsure about your coverage or remaining benefits, reach out to your plan administrator or benefits advisor for guidance.

By taking a few small steps now, you can enjoy significant savings and peace of mind. Remember to act before December 31st and take control of your benefits. Check your current status or reach out to a professional if you need help!